GLOBAL FINANCE GHANA

This package aims to help clients build substantial savings for future needs. Interest is earned on savings deposits exceeding GHS 500. We offer flexible withdrawal options, and customers receive their account statements monthly or upon request. You can start saving with a minimum of GHS 10.00.

Enjoy daily savings with the flexibility of having money collected from your premises or making payments at the branch. Clients can choose a fixed daily contribution, unlocking the opportunity to access a loan facility of up to three times the amount saved after three months.

This investment plan is designed to assist you in saving with our company while gaining attractive interest yields. Investment durations are offered in 3, 6, and 12-month terms. Be aware that the principal amount will be locked for the entire selected period.

This loan package is designed for salary workers. The amount granted depends on the debt servicing ratio of the customer. The DSR should not exceed 40% and the loan tenor is maximum of 24 months.
Employer undertaking is also required to ensure that deduction is made at source and paid to the institution in due time. The interest rate for this package is 5.5% monthly and acceptable collateral includes employer undertaking credit insurance. post-dated cheques, etc.

This loan offering is designed for small and medium-sized enterprises that regularly engage in importing activities and require financial assistance for clearing expenses. The loan duration is a maximum of 3 months. This service is available to customers with active accounts at our bank, featuring a 5.5% monthly interest rate. Acceptable forms of collateral include imported goods, guarantors, credit insurance, and post-dated checks.

This loan package is tailored for Small and Medium Enterprises (SMEs) needing working capital or fixed assets for their operations. It is available to clients with an active account maintained for a minimum of 3 months. The repayment period for the working capital loan is 12 months, with an interest rate of 5.5% per month. Acceptable collateral includes vehicles, guarantors, insurance, liens on savings and compulsory deposits, and post-dated checks.